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Work life and Retirement in the Netherlands Ton Brouwers Partner and senior consultant at BECAUSE (HRM company) Dutch pension system Developments Dutch labour market

Financials on national level Pensioner point of view Dutch labour market 2011 = 16,5 m> 2040 = 17,5 m< 2,4m 65> male 82 female 86 4,5m 65> male 85 female 88

2005: 0,5m< unemployed 2011: 0,4m< unemployed (0,125m jobs available) 1 worker -> 0,9 not working-> (1,2-1,4 in 2040) Working population is reducing We must do more and better with less resources Financials on national level Financial pressure on a decreasing group of those who are working Because of the aging of our nation and the increasing quality of healthcare our healthcare expenses are getting unplayable

Financial influence of the other European countries Dutch pension system (3 layers) Private Private savings, properties etc. Pension Pension, (funded by employees and employer during their working period = saving) Old age benefit

(state) Social security ( 1034 - 1421), starting at the age of 65 National policy Raise the pension age 65->66->67 there is a consensus in the Dutch society Be very smart We must do more and better with

less resources Mind-set of people Innovation Be sustainable Pensioner point of view Retirement is a process, not just a next step. After a long working period it is not healthy, social and sustainable to stop without a good preparation.

Pension survey of all the pension benefits collected during your working period Training and consultancy Continue in a more flexible way Dont retire Training and consultancy Pensioner point of view

P.I.Z. training: Course of the 3 5 days in a conference centre Be prepared on the next period in your life Know what you want to do in this next period and know what possibilities there are. Training for the pensioner alone or together with its partner Elect your own system

Work until you die! Gaius Marius Work until (70-65=5 82) = 77 Otto von Bismarck Work until you can and want Willem Drees